Frequently Asked Questions
What does Concord do?
Concord manages custom-tailored portfolios using individual
securities for both individual and institutional investors.
Who owns Concord?
Concord is privately owned by Madison Investment Advisors,
Inc. of Madison, Wisc., Concord’s senior management staff
and outside private investors.
What is Concord’s
investment philosophy?
We believe that clients are best served by
a carefully planned and controlled investment process, rather
than short-term performance contests. We remain focused on the
larger investment picture instead of the weekly twists and turns
of the turbulent investment markets. We believe this long term
focus is responsible for our competitive returns over the years.
Some managers strive to obtain the highest
returns, regardless of risk. Others avoid risk, and consequently
offer little gain. Our strategy is to help investors achieve their
goals safely over time.
Ours is an active, dynamic process. It requires in-depth analysis
of an array of market indicators and the willingness to make
tough decisions. Staying true to our convictions has served our
clients well over the years.
What is the profile of a typical Concord client?
Our
individual clients are business owners, professionals
and retirees.
Our institutional clients include corporations, retirement
plans, Taft-Hartley plans and other non-profit organizations.
We serve a relatively wide range of clients’ investment
needs and risk tolerances ranging from all-stock to all-bond
portfolios.. |
What makes Concord unique?
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We manage our portfolios based upon the goals and guidelines
established by each client. All portfolios are custom-tailored
taking into account the investor's risk tolerance, income
needs and timelines.
• Our investment process and size allows for greater
agility in getting in and out of investment positions.
In today’s market environment the windows of opportunity
open and close quickly. Our smaller size allows greater
flexibility.
• We have complete access to Madison’s
excellent staff of investment analysts to help us manage
our portfolios.
• We work with larger but
fewer investors allowing us to have the time to give
outstanding personal service.
• We do not underwrite securities,
maintain an inventory or sell any products for commissions.
We are
a fee-only asset manager. As a result, we have none of
the conflicts of interest that many other managers have
because of their broker-dealer affiliations.
•
We believe that investment management is but one part
of the wealth management process and therefore welcome
the opportunity to work closely with our clients’
other trusted advisers.
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Who should consider using Concord?
High net worth
families that are interested in building their investment
portfolios in a prudent manner.
People who want to integrate their investment portfolios
with the other facets of their financial strategy.
Corporations that carry large cash balances or are looking
for qualified retirement fund management.
Non-profit organizations that wish their investment funds
be managed in a way consistent with their missions.
Individuals who have recently received a large sum of
money resulting from the sale of a business, retirement,
inheritance or settlement. |
What is the best way to get to know what Concord
can do for you?
Concord starts with an initial interview so we can get to know
more about each other. Should you be interested we will analyze
your current investment strategy and portfolios and make a presentation
of what we would suggest you do to improve your position. If
you find that our investment approach agrees with yours, we would
begin our relationship.
What is the best way to learn if we are right
for you?
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•
Our Disclosure
Brochure (in lieu of ADV Part II) covers many
of the most common questions about our firm.
• Meet
with us so you can find out if we would make a good
team.
• Let
us do a comprehensive analysis of your current investments
to determine if they are in alignment with
your financial goals.
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Finally …
Deciding on what management firm is right for you is a difficult
but very important decision. Take your time; meet the people
who will be working directly with you; and ask the tough questions.
Concord is willing to spend whatever time you need to answer
your questions before you decide.
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